Ahorro═══════════════════════════════════════
PRIVACY POLICY
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Status: 09.02.2026
Responsible person:
Andreas Gronmaier
Dorfwiesenstr. 27
88045 Friedrichshafen
Germany
E-Mail: mail@zorroahorro.com
1. DATA PROTECTION AT A GLANCE
General information
The following notes provide a simple overview,
what happens to your personal data when you delete it
Visit the website or use the Zorro Ahorro app.
Personal data is all data with which you can be personally identified.
can be identified.
2. DATA PROCESSING ON THIS WEBSITE
Who is responsible for data collection?
Data processing is carried out by the website operator.
You can find their contact details in the legal notice of this website.
How do we collect your data?
On the one hand, your data is collected when you provide it to us.
communicate. This may, for example, be data that you
into a contact form (e.g. for the beta test).
Other data is collected automatically when you visit the website by
our IT systems. This is mainly technical data
(e.g. Internet browser, operating system or time of the
page view). This data is collected automatically,
as soon as you enter this website.
What do we use your data for?
Some of the data is collected to ensure error-free provision of the website.
of the website. Other data may be used to analyze your
user behavior - however, this is only done with your consent.
express consent.
What rights do you have with regard to your data?
You have the right to request information about the origin of your personal data at any time and free of charge,
Recipients and purpose of your stored personal data
receive. You also have the right to request the rectification or erasure
of this data.
If you have given your consent to data processing, you can
You can revoke this consent at any time for the future.
You have the right, for reasons that arise from your particular
situation, to object at any time to the processing of your
to object to the processing of personal data.
You also have the right to lodge a complaint with a supervisory authority.
to lodge a complaint. The competent supervisory authority is:
The Hessian Commissioner for Data Protection and Freedom of Information
Gustav-Stresemann-Ring 1
65189 Wiesbaden
https://datenschutz.hessen.de
3. HOSTING AND CONTENT DELIVERY NETWORKS (CDN)
External hosting
This website is hosted by an external service provider (hoster).
The personal data collected on this website,
are stored on the hoster's servers.
Hoster: ALL-INKL.COM - Neue Medien Münnich
Owner: René Münnich
Main street 68
02742 Friedersdorf
Germany
The hoster is used for the purpose of fulfilling the contract
towards our potential and existing customers (Art. 6 para. 1
lit. b GDPR) and in the interest of a secure, fast and efficient
Provision of our online offer by a professional service provider
provider (Art. 6 para. 1 lit. f GDPR).
Our hoster will only process your data to the extent that this is necessary for the
fulfillment of its performance obligations is necessary and our
follow instructions in relation to this data.
We have concluded an order processing contract (AVV) with the above-mentioned
named hoster. This is a
contract prescribed by data protection law, which ensures that,
that the personal data of our website visitors
processed only in accordance with our instructions and in compliance with the GDPR.
4. GENERAL NOTES AND MANDATORY INFORMATION
Data protection
We take the protection of your personal data very seriously. We
treat your personal data confidentially and in accordance with
the statutory data protection regulations and this
Privacy policy.
When you use this website, various personal data will be
Data collected. This privacy policy explains which
data we collect and what we use it for.
Note on the responsible body
The controller responsible for data processing on this website is
Website is:
Andreas Gronmaier
Dorfwiesenstr. 27
88045 Friedrichshafen
Germany
E-Mail: mail@zorroahorro.com
The controller is the natural or legal person,
who alone or jointly with others decide on the purposes and means
decides on the processing of personal data.
Storage duration
Insofar as this privacy policy does not contain a more specific
storage period has been specified, your personal data will remain
data with us until the purpose for the data processing no longer applies.
If you assert a justified request for deletion or a
revoke your consent to data processing, your data will be
deleted, provided that we have no other legally permissible reasons for
the storage of your personal data.
SSL or TLS encryption
For security reasons and to protect your privacy, this website uses
SSL or TLS encryption for the transmission of confidential content.
You can recognize an encrypted connection by the fact that the
address line of the browser changes from „http://“ to „https://“ and
by the lock symbol in your browser line.
5. DATA COLLECTION ON THIS WEBSITE
Cookies
This website does NOT use cookies or tracking tools.
[IF YOU DO USE COOKIES, REPLACE HERE WITH:]
[This website uses cookies. You can find a detailed overview
See our cookie notice].
Server log files
The provider of the pages (ALL-INKL.COM) collects and stores
automatically stores information in so-called server log files, which
your browser automatically transmits to us. These are
- Browser type and browser version
- Operating system used
- Referrer URL
- Host name of the accessing computer
- Time of the server request
- IP address
This data is not merged with other data sources.
not made.
This data is collected on the basis of Art. 6 para. 1
lit. f GDPR. The website operator has a legitimate interest
on the technically error-free presentation and optimization of its
Website - the server log files must be recorded for this purpose.
Contact form / e-mail contact
If you send us inquiries via contact form or e-mail,
your details from the inquiry form, including the information you have
contact details given there for the purpose of processing the request and for
stored by us in the event of follow-up questions.
Storage location and processing:
- E-mails are stored on the servers of our hoster (ALL-INKL.COM,
Germany) saved
- In addition, emails are stored locally on our devices
(for processing your request)
- Email metadata (e.g. read status, folder structure, flags)
can be synchronized via iCloud (Apple Inc., USA) when
we check our emails across multiple devices
Processor:
- ALL-INKL.COM - Neue Medien Münnich, Hauptstraße 68,
02742 Friedersdorf, Germany
Purpose: E-mail hosting
- Apple Inc, One Apple Park Way, Cupertino, CA 95014, USA
Purpose: Synchronization of email metadata via iCloud
Apple is certified by the EU-US Data Privacy Framework
https://www.dataprivacyframework.gov/
The e-mail content itself remains on the ALL-INKL.COM servers
in Germany. Only technical metadata is stored via iCloud.
(read status, folder structure) are synchronized, not e-mail texts.
We do not pass on this data without your consent.
Legal basis:
This data is processed on the basis of Art. 6 para. 1
lit. b GDPR, if your request is related to the performance of a contract.
related or for the implementation of pre-contractual measures
is required.
In all other cases, the processing is based on our
legitimate interest in the effective processing of the data sent to us
requests (Art. 6 para. 1 lit. f GDPR) or on the basis of your consent.
Consent (Art. 6 para. 1 lit. a GDPR), if this was requested.
Storage duration:
The data you enter will remain with us until you return it to us.
request deletion, revoke your consent to storage or
the purpose for data storage no longer applies (e.g. after completion of the
processing your request).
Mandatory statutory provisions - in particular retention periods
remain unaffected.
Beta test registration
When you sign up for the beta test of the Zorro Ahorro app,
we store your e-mail address and, if applicable, your name exclusively
for the purpose of sending the TestFlight invitation.
Processing takes place on the basis of your consent
(Art. 6 para. 1 lit. a GDPR) by means of a double opt-in procedure.
For this we use FluentCRM, an e-mail marketing tool that
is hosted on our server (ALL-INKL.COM). Your data will be
stored exclusively in Germany and not passed on to third parties
passed on.
You can revoke your consent at any time by clicking on
click the unsubscribe link in every e-mail or send us an e-mail.
After completion of the beta test, your data will be deleted if you
have not expressly consented to further storage.
6. ZORRO AHORRO APP - DATA PROCESSING
Local data storage
The Zorro Ahorro app stores all your data (budgets, income,
expenses, investments, projects) exclusively locally on your
device. There is NO transmission to our servers.
We do not have access to your data stored in the app.
API requests for stock market prices
If you use the investment tracking function, the app sends
Requests to external financial data APIs to obtain current stock market prices
to retrieve.
Currently used API (temporary for beta test):
- Yahoo Finance (provided via publicly available data)
Planned API for the official launch:
- Finnhub.io or Alpha Vantage (official, GDPR-compliant APIs)
The following data is transmitted with these requests:
- Ticker symbol (e.g. „AAPL“ for Apple)
- Timestamp of the request
- Your IP address (for technical reasons)
NO personal identification data (name, e-mail,
portfolio values).
Legal basis: Art. 6 para. 1 lit. b GDPR (fulfillment of contract)
Note: The use of Yahoo Finance during the beta phase
is used exclusively for testing the app functionality. Before the
official launch, we will be working on a fully licensed,
Convert to a GDPR-compliant API.
TestFlight (Apple)
The beta version of the app is available via Apple's TestFlight program
distributed. Apple processes the following data:
- Apple ID
- Device information (model, iOS version)
- Crash reports and usage statistics
This data processing is carried out by Apple as the data controller.
Responsible. Further information can be found in Apple's
Privacy policy: https://www.apple.com/legal/privacy/
No tracking, no advertising
The Zorro Ahorro app uses:
- NO analysis tools (e.g. Google Analytics, Firebase)
- NO advertising networks
- NO social media plugins
- NO user tracking
Your privacy is important to us.
7. YOUR RIGHTS
You have the following rights regarding your personal data:
- Right to information (Art. 15 GDPR)
- Right to rectification (Art. 16 GDPR)
- Right to erasure (Art. 17 GDPR)
- Right to restriction of processing (Art. 18 GDPR)
- Right to data portability (Art. 20 GDPR)
- Right to object (Art. 21 GDPR)
- Right to withdraw consent given (Art. 7 (3) GDPR)
If you wish to exercise any of these rights, please contact us
please under: mail@zorroahorro.com
We will respond to your request within 30 days.
Right to lodge a complaint with a supervisory authority
You have the right to complain to a data protection supervisory authority
about the processing of your personal data by us
complain.
Competent supervisory authority:
The Hessian Commissioner for Data Protection and Freedom of Information
Gustav-Stresemann-Ring 1
65189 Wiesbaden
Phone: +49 611 1408-0
E-mail: poststelle@datenschutz.hessen.de
https://datenschutz.hessen.de
8. EXCLUSION OF LIABILITY
No financial advice
The Zorro Ahorro app and this website are used exclusively for
Information purposes. All information provided, calculations
and data are provided without guarantee.
This is not investment advice, financial advice or a recommendation to
Purchase or sale of securities.
For decisions that you make on the basis of the provided
information, we assume no liability.
Please consult a licensed financial advisor before you
Make investment decisions.
Calculation error
Although we strive for accuracy, we cannot guarantee it,
that all calculations in the app (e.g. loan costs, portfolio values)
are error-free.
Use the app as a tool, but don't rely on it
exclusively on it.
9. CHANGES TO THIS PRIVACY POLICY
We reserve the right to adapt this privacy policy so that
it always complies with current legal requirements or to
Implement changes to our services in the privacy policy.
The new privacy policy will then apply to your next visit.
Status: 09.02.2024
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